The Insuranator

Agreement to Terms of Use

These Terms and Conditions of Use (the “Terms of Use”) apply to The Insuranator web site (the “Site”) located at www.theinsuranator.com by Juido LLC and property of Juido LLC.

BY USING THE SITE, YOU AGREE TO THESE TERMS OF USE; IF YOU DO NOT AGREE, DO NOT USE THE SITE.

However, all changes to these Terms of Use will be announced on the mailing list associated with the Site.

It is your responsibility to check these Terms of Use periodically for changes.

Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes.

Content:

Juido LLC owns the Content of the Site with the exception of the public data on which it relies.

We take great pride at Juido LLC in building accurate and insightful models of Health Insurance Plans available on Affordable Care Act Exchanges.

We do this free of charge, fee and commission but in exchange we ask that you link to the Site rather than copy, reproduce, republish, upload, etc the Site or its Content.

Your Use of the Site:

You may not use the Site or any Content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of Juido LLC or others.

Privacy:

Juido LLC uses cookies to remember the last page that you visited and to track your usage so that we may improve your next experience on the Insuranator. The Site keeps no personal data that might identify anyone of our visitors besides the mailing list (“Mailing List”). Juido LLC does not share the Mailing List with outside and 3rd parties.

Links to Other Sites and to The Insuranator

This Site may contain links to other independent third-party Web sites (“Linked Sites”). These Linked Sites are provided solely as a convenience to our visitors. Such Linked Sites are not under the control of Juido LLC; Juido LLC is not responsible for and does not endorse the content of such Linked Sites, including any information or materials contained on such Linked Sites. You will need to make your own independent judgment regarding your interaction with these Linked Sites.

Disclaimers:

JUIDO LLC DOES NOT PROMISE THAT THE SITE OR ANY CONTENT, SERVICE OR FEATURE OF THE SITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE SITE WILL PROVIDE SPECIFIC RESULTS.

THE SITE AND ITS CONTENT ARE DELIVERED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. ALL INFORMATION PROVIDED ON THE SITE IS SUBJECT TO CHANGE WITHOUT NOTICE.

JUIDO LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. JUIDO LLC DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SITE AND/OR ANY JUIDO LLC SERVICES. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY LINKED SITES.

YOUR SOLE REMEDY AGAINST JUIDO LLC FOR DISSATISFACTION WITH THE SITE OR ANY CONTENT IS TO STOP USING THE SITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.

The above disclaimer applies to any damages, liability or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence or any other cause of action.

Juido LLC reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Site, or any portion of the Site, for any reason; (2) to modify or change the Site, or any portion of the Site, and any applicable policies or terms; and (3) to interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes

Limitation of Liability:

Except where prohibited by law, in no event will Juido LLC be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits, even if Juido LLC has been advised of the possibility of such damages.

Indemnity

You agree to indemnify and hold Juido LLC and employees, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against Juido LLC by any third party due to or arising out of or in connection with your use of the Site.

Violation of These Terms of Use:

You acknowledge and agree that Juido LLC may preserve any transmittal or communication by you with Juido LLC through the Site or any service offered on or through the Site, and may also disclose such data if required to do so by law or Juido LLC determines that such preservation or disclosure is reasonably necessary to: (1) comply with legal process, (2) enforce these Terms of Use, (3) respond to claims that any such data violates the rights of others, or (4) protect the rights, property or personal safety of Juido LLC, its employees, users of or visitors to the Site, and the public.

If Juido LLC does take any legal action against you as a result of your violation of these Terms of Use, Juido LLC will be entitled to recover from you, and you agree to pay, all reasonable attorneys’ fees and costs of such action.